Get A Grip On Your Money
Serving The Community Since 1982
OUR GOAL
Our goal is to help you:
develop a common-sense budget.
restructure your debt so you can repay it.
understand credit issues.
Consumer Credit Counseling Service (CCCS)
offers a variety of programs to meet your financial goals
HOW CAN CCCS HELP?
BUDGET COUNSELING
One of our trained, nationally certified financial counselors will:
assess your income and expenses.
review debts and financial goals.
assist in developing an effective budget.
All counseling is one on one and confidential
DEBT MANAGEMENT PROGRAM
In this program, your budget is restructured allowing you to repay your
debt. This often serves as an alternative to bankruptcy and
a counselor will:
analyze your total debt.
negotiate payments acceptable to your creditors.
allow you to make just one payment to CCCS.
CCCS serves the dual role of developing a program for you to repay your debts while helping creditors collect money owed them.
HOUSING COUNSELING
CCCS is a HUD certified housing counseling agency.
A certified counselor will:
review advantages and disadvantages of homeownership
advise you on the amount of mortgage suitable to your income
educate you on steps leading toward homeownership
analyze credit issues affecting homeownership
CCCS also offers:
reverse mortgage counseling
options for those behind in mortgage or rent
other housing issues
CREDIT REPORT COUNSELING
Your credit report can be pulled upon request.
A financial counselor will:
review and explain items on your credit report.
Develop a plan to help you establish good credit.
Assist you in disputing errors.
CONSUMER EDUCATION
CCCS presents a wide range of educational
programs tailored specifically to your requests.
Popular topics include:
Too Much Month, Not Enough Money?
What are Your Creditors Saying About You?
A Home of Your Own
Unemployed – Now What?
Divorced? Who’s Responsible for the Debt?
4880 Stack Blvd Suite E5
Melbourne, FL 32901
Phone: 
(321) 984-3611